Terms and Conditions

IMPORTANT
Once you make your purchase, you will receive an email from [email protected] with the link to schedule your session or participate in the program youā€™ve purchased. If you do not receive this email, check your spam and promotions folder. And if you still don't see it, contact me at [email protected]. I look forward to guiding you!

DISCLAIMER UPON PURCHASE
By making this purchase, you agree to the no refunds, no chargeback policy.
Self-Responsibility Required

PARTICIPATION IS VOLUNTARY
By participating in any program, video recordings or related offerings facilitated by Karen McMullen (hereinafter referred to as "the Company"), you acknowledge and understand that the
participation in all programs, events, and discussions is completely voluntary. By choosing to participate, you do so at your own discretion and agree to take full responsibility for your experience.

YOU ARE SELF- RESPONSIBLE
The Company, its employees, affiliates, and representatives are not liable for any personal reactions, emotional distress, or discomfort that may arise from the content or discussions presented.

Self-responsibility is paramount. Your participation signifies that you have read, understood, and voluntarily assume any risks associated with your involvement in the Company's offerings.

NO REFUND POLICY
You agree to the no refund and no chargeback policy by submitting payment.

NO GUARANTEED RESULTS
Karen McMullen cannot and does not give any guarantees on results or earnings with our information, programs, tools, coaching, etc.

You recognize and agree that nobody and nothing part of the Karen McMullen has made any implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future results or earnings, or that you will earn any money, with respect to your purchase of Karen McMullenā€™s programs, courses, trainings, masterclasses, programs or coaching, and that we have not authorized any such implication, promise, or representation by others. There are no guarantees of results or future earnings.

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  1. Introduction
    These Terms and Conditions ("Terms") govern your use of this platform (the "Site") and the services provided. By accessing or using this Site or purchasing any products or services, you agree to these Terms. If you disagree, please stop using the site immediately. We reserve the right to update these Terms at any time, with updates posted here. Continued use signifies your acceptance of any changes. All content on this Site, including text, images, and videos, is protected by copyright and intellectual property laws. Unauthorized use may result in legal action.
  2. Eligibility
    You must be of legal age in your jurisdiction and comply with all applicable laws and regulations to use this Site. The Site and its content may not be used for unlawful purposes, including infringement of intellectual property rights. Unauthorized duplication, sale, or exploitation of content or services is prohibited. Sharing and discussing content with others is allowed, but selling or distributing it to third parties is not.
  3. Accuracy of Information
    We strive to ensure the accuracy of the information provided, but we make no guarantees regarding its completeness or applicability to specific situations. Prices and service descriptions may change without notice. We reserve the right to modify or discontinue services at any time.
  4. Payment and Billing
    You agree to pay for services on time. Failure to do so may result in suspension or termination of access. Prices listed on the Site are subject to change. Payment processing is secure, and your financial details are protected according to industry standards. Note that we do not offer refunds, but we will cover processing fees. Any third-party fees will be your responsibility.
  5. Submissions
    By submitting comments, feedback, or other contributions ("Submissions"), you grant us the non-exclusive, royalty-free, perpetual right to use, reproduce, and adapt these for any purpose without compensation. Submissions containing unlawful, offensive, or infringing content may be removed at our discretion.
  6. Intellectual Property
    All content on this Site is the intellectual property of its creators, protected by copyright and trademark laws. You may share the content for personal, non-commercial use, but cannot sell or distribute it to 3rd party sites. Reproduction, modification, or commercial use of any content without prior written consent is prohibited.
  7. Account Security
    You are responsible for maintaining the security of your account information. We are not liable for unauthorized access resulting from your failure to protect your login credentials. Notify us immediately if you suspect unauthorized use of your account. We comply with GDPR laws to ensure your personal data is handled securely.
  8. Third-Party Links
    The Site may include links to third-party websites. We are not responsible for their content or practices and do not endorse their services or policies.
  9. Disclaimers and Limitation of Liability
    We do not guarantee specific results from the use of our services. All services and content are provided "as is," and we disclaim any implied warranties. The content on this Site is not a substitute for professional medical, legal, or psychological advice. For such advice, please consult a licensed professional.
  10. Prohibited Uses
    You may not use the Site for unlawful activities or in ways that infringe on intellectual property rights. Prohibited activities include, but are not limited to, harassment, spreading malicious code, data mining, and violating security protocols. We also prohibit submitting false information or engaging in discriminatory practices.
  11. Limitation of Liability
    By accessing and using the content provided by Karen McMullen, you agree to the following terms: All content, including but not limited to materials, programs, and intellectual property, remains the exclusive property of Karen McMullen. With the exception of The Discover Your Genius Process, you are permitted to share the content with your clients as part of your professional services. The Discover Your Genius Process is proprietary and strictly for your personal use as a program participant, and sharing it with any third party is expressly prohibited. You may not sell, redistribute, license, or otherwise transfer the content to third-party sites, platforms, or individuals without prior written consent. Unauthorized reproduction, modification, or commercial use of the content is strictly prohibited. For inquiries or to seek written permission, please contact Karen McMullen at [email protected].

Karen McMullen, her affiliates, and agents disclaim all liability for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the site, program materials, or third-party services, even in cases of negligence. This limitation of liability applies to the fullest extent permitted by Canadian law. The company is not liable for any defamatory, offensive, or unlawful conduct of users. If you are dissatisfied with the site, program materials, or services provided, your sole remedy is to discontinue their use.

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  1. Network Security and Efficiency
    While we take steps to secure the Site, we cannot guarantee total protection from hacking or system failures. We are not responsible for damages or losses arising from security breaches or technical issues, such as incompatible browsers or faulty network connections.
  2. Indemnification
    You agree to indemnify and hold us harmless from any claims, including legal fees, arising from your breach of these Terms or your violation of laws or third-party rights.
  3. Severability
    If any part of these Terms is found to be unlawful or unenforceable under Canadian law, the remaining provisions will remain in effect. The unenforceable portion will be removed without affecting the validity of the rest of the agreement.
  4. Termination
    These Terms remain in effect until terminated. You may end your use of the Site at any time. We may terminate access if you fail to comply with these Terms, with or without notice. Any outstanding obligations before termination remain due.
  5. Entire Agreement
    These Terms, along with any other policies or agreements, constitute the entire agreement between you and us. Any prior agreements, communications, or proposals are superseded by this document. Any ambiguities in interpretation will not be construed against the drafting party.
  6. Governing Law
    These Terms are governed by Canadian law, and any disputes will be resolved under the jurisdiction of Canadian courts.
  7. Changes to Terms
    We may update these Terms from time to time. Changes will be posted on the Site, and your continued use signifies acceptance of these updates. It is your responsibility to review the Terms periodically.
  8. Contact Information
    For questions or clarifications regarding these Terms, please contact us at [email protected].

By using the Site or its services, you confirm that you understand and agree to these Terms and Conditions. Thank you for being part of our community.