TERMS AND CONDITIONS OF YOUR PURCHASE:
This purchase is non-refundable and non-transferrable (you cannot give it to someone else). You are responsible for the full amount regardless of how much you participate in this program.
Dates and Times and program content are subject to change. Karen McMullen cannot and does not give any guarantees on results or earnings with our information, courses, programs, masterminds, mastercourses, coaching, plans, tools, or strategies.
You are responsible for your personal choices and your well-being at all times.
Karen McMullen : Terms & Conditions
TERMS & CONDITIONS SECTION 1 OVERVIEW
This contract constitutes a legal agreement between the client of the site (the "Client") and Karen McMullen. (hereinafter "Karen McMullen") with regard to the www.karenmcmullen.ca platform (the "Site").
This website is operated by Karen McMullen. Throughout the site, the terms ‘’Karen McMullen’’, “we”, “us” and “our” refer to Karen McMullen. Karen McMullen offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.
By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.
Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.
This website is hosted on Kajabi. They provide us with the online e-commerce platform that allows us to sell our products and services to you.
SECTION 2 - ONLINE STORE TERMS
By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
You must not transmit any worms or viruses or any code of a destructive nature.
A breach or violation of any of the Terms will result in immediate termination of your Services.
All content (texts, illustrations, styles, photos, images, videos, products and others) reproduced on the Site and in the virtual campus, as well as all the content of the site, are the exclusive property of Karen McMullen. All rights contained are also protected by copyright as intellectual property law for the entire world. Any total or partial reproduction of the Site or the Program is strictly prohibited. You are prohibited from modifying, copying, distributing, transmitting, disseminating, subscribing, reproducing, publishing, licensing or selling any information, software or program obtained from this site, or even creating derivative works of the elements mentioned above.
SECTION 3 - GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.
The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.
SECTION 4 - ACCURACY, COMPLETENESS, AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.
This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only.
We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.
SECTION 5 - MODIFICATIONS TO THE SERVICE AND PRICES
Prices for our products are subject to change without notice.
We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.
SECTION 6 - PRODUCTS OR SERVICES (if applicable)
Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.
We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate.
We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.
We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.
Karen McMullen cannot guarantee the results sought by the Customer within the framework of the products or services, these being purely subjective and uncontrollable by the latter.
The Client remains solely responsible for his progress and results during and after the purchase of the products or services. Their participation and taking action are vital elements for their own success and depend entirely on them. In addition, Karen McMullen is not responsible for the progress.
Karen McMullen can not and does not make any guarantees about your ability to get results in any ways with our ideas, information, tools, or strategies. The Client recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of our products, and that we have not authorized any such projection, promise, or representation by others. There are no guarantees of results or future earnings.
The Client acknowledges that the advice and content of the products or services is not provided by a psychologist or by a healthcare professional. The contents of the products or services may not apply, in whole or in part, to your situation.
THE CLIENT ACKNOWLEDGES THAT Karen McMullen CANNOT BE HELD RESPONSIBLE FOR THE TRUTH, USEFULNESS AND RELEVANCE OF THE ADVICE OR OTHERWISE THE CONTENT OF THE PRODUCTS OR SERVICES.
The CLIENT remains responsible for the choices made following the use of the information obtained throughout the products or services and on the Site. Karen McMullen cannot be held responsible for the way in which the Client uses this information.
SECTION 7 - ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same Client account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‐mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.
You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.
SECTION 8 - ACCOUNT AND PASSWORD
All information used to create an account must be true, complete and be updated without delay in the event of any change.
You are responsible for maintaining the confidentiality of your password. Karen McMullen cannot be held responsible for any unauthorized use of your account. In the event that the confidentiality of this information is compromised, please notify Karen McMullen as soon as possible to avoid possible use.
By using the Site and communicating your personal informations to Karen McMullen, you consent to Karen McMullen collecting them, using them, in particular by posting them in the directory provided for this purpose or communicating them in any other manner provided for in this contract.
Karen McMullen does not sell, trade or transmit your personal information to third parties.
SECTION 9 - OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.
You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.
SECTION 10 - THIRD-PARTY LINKS
Certain content, products and services available via our Service may include materials from third-parties.
Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.
We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.
SECTION 11 - FACEBOOK GROUP (if apply)
If the Client decides to join the private Facebook group associated with the Program, the latter agrees to be bound by Facebook's privacy policy and its terms and conditions.
The Client agrees not to post or share content of a hateful, abusive, racist or defamatory nature.
After the duration of the program, the Client will no longer be able to consult the private Facebook group associated with the Program. Therefore, it is the Client’s responsibility to take note of any information they wish to keep after the program. The Client will be automatically removed from the Facebook group at the end of the program, without notice.
The Client understands that Karen McMullen is not responsible and will not be held responsible for what happens to any information submitted by the Client on Facebook. Karen McMullen is also not responsible for any changes made by Facebook to its terms of service or policies.
SECTION 12 - USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these
Terms of Service.
You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‐mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.
SECTION 13 - PERSONAL INFORMATION
Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.
SECTION 14 - ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
SECTION 15 - PROHIBITED USES
In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.
SECTION 16 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.
We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.
You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
In no case shall Karen McMullen, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
SECTION 17 - NETWORK SECURITY AND EFFICIENCY
Karen McMullen does not guarantee total network efficiency or security. It is possible that a hacker will succeed in breaking into the server. It is therefore important to keep in mind, BEFORE USING YOUR ACCOUNT, TO NAVIGATE AND / OR MAKE TRANSACTIONS ON THE SITE OR THROUGH THE SITE, that it is always possible that a malicious individual may access the Site servers and uses, for its own purposes, certain personal information left by members of the Site. IN NO EVENT SHALL Karen McMullen, nor any of its directors, officers, employees, agents, representatives or mandataries, be held responsible for acts of computer hacking or be blamed for any damage or loss that this could cause to a user.
The Site may experience occasional breakdowns and certain programming errors may be caused by updates or by events beyond the control of the administrators. Neither the directors, officers, employees, agents, representatives or mandataries, nor any Client of Karen McMullen can be held responsible if a user is unable to navigate on the Site, whatever the reason. 'prevent it (misunderstanding, defective telephone line, incompatible modem, broken cable, bad configuration, bad browser, etc.).
SECTION 18 - INDEMNIFICATION
You agree to indemnify, defend and hold harmless Karen McMullen and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.
SECTION 19 - SEVERABILITY
In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION 20 - TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
SECTION 21 - ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.
SECTION 22 - GOVERNING LAW
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Canada.
SECTION 23 - CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes. In this case, Karen McMullen will publish on this page the modifications to this contract, including at the top of the page the date of the last revision of this contract.
SECTION 24 - Terms of payment
The Client can pay the total amount at the time of signing this contract by credit card or through the Paypal payment gateway, or opt to pay in installments.
Karen McMullen is not responsible for payment issues related to the operation or security of the Paypal, Stripe or Interac Transfer payment gateway.
The Client agrees to provide all the necessary personal and financial information, such as his first and last name, his personal email address, the expiration date and the verification code of his credit card or any other personal information concerning him.
The Client is therefore responsible for his decision and for asking all the necessary questions before the purchase to ensure that the product meets his needs.
SECTION 25 - REFUNDS
Unless otherwise stated, all items and programs purchased are 100% non-refundable and returns will not be accepted.
SECTION 26 - CONTACT INFORMATION
Questions about the Terms of Service should be sent to us at
Please allow 14 business days for your request to be processed.
Karen McMullen
Last Updated December 2022